The Anglian Gold Account enables you to manage your home improvements budget in a flexible and convenient way.

When it comes to funding your home improvement, we understand that our customers appreciate flexibility, such as being able to make additional payments as and when you can afford it and controlling the life of the loan. That's why Anglian has teamed up with four lenders to provide funding solutions that give you control - control over the life of the loan and, more importantly, the amount of interest charged on such loans. We work with Hitachi Capital (UK) PLC, Shawbrook Bank Limited, Creation Consumer Finance Limited and Barclays Partner Finance (depending on your location) to provide loans with an exclusive discount when you open an Anglian Gold Account.

Credit is available to homeowners aged 18/21 and over (dependent on lender) subject to application and status.

Anglian Home Improvements is a trading name of Anglian Windows Limited and is a credit broker and not a credit lender.

The Anglian Gold Account

We can provide loans for a period of 8 or 15 years, depending on the product and lender. Whilst you commit to making a minimum monthly repayment, we know that many customers like the flexibility to clear their loan early, so you can make extra payments as and when you please. This will then reduce the number of repayments and the amount of interest you would otherwise pay. As with most funding, there would be an early settlement charge if you settle the account in full, which would be no more than two months' interest on the outstanding balance. The choice is yours to settle at any time – you should contact your lender directly to obtain a settlement figure.

  • The Anglian Gold Account is a reducing balance loan.
  • Interest is charged on the outstanding balance only.
  • Increasing your payments reduces the interest you would otherwise pay.

How much might it cost?

To give you an indication, here's an example of one of our Windows and Doors loans with Hitachi Capital:

Representative example: A cash price of £3,900.00, less a minimum deposit of £99.00, gives a loan amount of £3,801.00. 96 monthly payments of £83.19. The total amount payable is £8,085.24; this includes the £99.00 deposit. The interest rate is 13.8% per annum fixed. Representative 23.7% APR. Interest is charged from the date the account is opened. (Current rate as at January 2017).

What are the benefits?

  • Discounted products when you open an Anglian Gold Account.
  • Easy to budget with a minimum repayment each month by direct debit.
  • A flexible term - by paying additional payments you can control the life of the loan by paying it off quicker.
  • Flexible repayment - pay the minimum amount payable each month, plus you can make additional payments as and when you choose.
  • A small deposit, with no further payments until after installation.
  • Convenience - it’s completed efficiently in your home.

Important things to consider

Please be aware that interest is charged from the date the account is opened and future rates may vary. Full terms and conditions can be found on your finance agreement. It is important to read all of your documentation and understand the details and costs associated with taking out the finance agreement.

Do you receive any additional protection?

Your Anglian Gold Account is financed by one of our lenders and is protected under the Consumer Credit Act 1974, provided that the amount of credit is no more than £60,260. This is unavailable if you pay by cash. As a customer under the loan agreement, the consumer credit protection includes the lender’s liability to safeguard any deposit and uphold the guarantee issued by Anglian.

Anglian Home Improvements is a trading name of Anglian Windows Limited. Authorised and regulated by the Financial Conduct Authority for consumer credit and non-investment insurance activities.
The credit lender may pay Anglian Windows Limited an introduction fee when you open an Anglian Gold Account.